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Scholarships
Top need-based scholarships: Find free money for students
Your guide to finding scholarships that make grad school affordable.
Need based scholarships
Featured
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Sallie $2,000 No Essay Scholarship
Due: 5/31/26
$2,000
HRSA Native Hawaiian Health Scholarship Program
Due: 5/12/26
|No essay
$1,626
The purpose of the Native Hawaiian Health Scholarship Program (NHHSP) is to provide federal financial support for Native Hawaiians who are students at health professions schools, in return for a commitment to provide primary health services to the Native Hawaiian population in the State of Hawai'i in an eligible service obligation setting which meets the following requirements, in order of priority: (1) First, one of the five Native Hawaiian Health Care Systems (NHHCS). (2) Second, in a Health Professional Shortage Area (HPSA) in Hawai'i, or Medically Underserved Areas (MUA) in Hawai'i, or a geographic area or facility that is: located in the State of Hawai'i; and has a designation made by the Secretary, acting through the Public Health Service Act. Applicants must be enrolled in one of the following NHHSP-Eligible Health Professions: Clinical Psychology (Ph.D. or Psy.D.); Dentistry (D.D.S or D.M.D.); Dental Hygiene (B.S.D.H. or A.S.D.H.); Dietetics/Nutrition (M.S.); Nursing, Nurse-Midwifery and Nurse Practitioner (D.N.P., A.D.N., B.S.N., M.S.N., C.N.M. or N.P.); Physician (M.D. or D.O.); Physician Assistant (M.S.P.A.); and Social Work (M.S.W.). Applicants must be enrolled in a fully accredited health professions program located in a State, the District of Columbia, the Commonwealth of Puerto Rico, the Commonwealth of the Northern Marianas, the U.S. Virgin Islands, the Territory of Guam, the Territory of American Samoa, the Republic of Palau, the Republic of the Marshall Islands, or the Federated States of Micronesia. Applicants attending schools outside of these geographic areas are not eligible. The NHHSP will apply the following statutory priorities for funding, in this order, to applicants determined eligible and qualified. First priority will be given to current or former NHHSP participants who are seeking, and are eligible for, additional support for the 2025-2026 school year or through the date of their graduation. Second priority will be given to any application submitted by an applicant with attributes that increase the probability that the applicant will continue to serve within Native Hawaiian communities beyond the period of obligated service. Third priority will be given to an applicant who is from a disadvantaged background. Applicants must create and submit a video recording of themselves answering the following questions: (1) What does "raising the health status of Native Hawaiians" mean to you? (2) What role will you have? (3) What are your responsibilities towards achieving "raising the health status?" Applicants must also submit two recommendations. It must provide a detailed description of the applicant's performance in school; education/work achievements; community/civic or other nonacademic achievements; ability to work and communicate constructively with others; and interest and motivation to serve Native Hawaiian populations through work experience, course work, special projects, research, etc. Please visit the scholarship's website for more information.
1 day left!
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Joseph & Dorothy Headley Scholarship
Due: 5/13/26
|No essay
|No min. GPA Required
Varies
The Joseph and Dorothy Headley Scholarship provides financial assistance for students who have been residents of Vinalhaven for at least three years who are pursuing post-secondary education. The following criteria will be used in the selection: good character, good citizenship, financial need, and ambition. Please visit the scholarship's website or contact the Maine Community Foundation, Inc. for more information.
3 days left!
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Desert Legacy Scholarship
Due: 5/15/26
|No Recommendations Required
Varies
The Desert Legacy Scholarship was created in order to help those who have encountered and overcome some sort of personal challenge or adversity. Applicants must be graduating high school seniors in AZ. Please visit the scholarship's website or contact the Arizona Community Foundation for more information.
3 days left!
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Marian Wood Baird College Scholarship
Due: 5/15/26
|No Transcripts Required
$15,000
The Marian Wood Baird College Scholarship is available to high school seniors who have excelled academically, demonstrated achievements in leadership and participated extensively in an organized community tennis program (such as USTA School Tennis, USTA National Junior Tennis League (NJTL), USTA Team Tennis or USTA High Performance or other such qualified programs as determined by the Scholarship Committee). Applicants must demonstrate sportsmanship on and off the court. The scholarship will be awarded over a term of four years. The Student Aid Report (SAR) from the FAFSA must be submitted. Two letters of recommendation are also required. One must be from a teacher or guidance counselor and one must be from a tennis mentor. Please visit the scholarship's website or contact the United States Tennis Association Foundation for more information.
3 days left!
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SU Study Abroad General Scholarship
Due: 5/15/26
|No Recommendations Required
|No min. GPA Required
|No Transcripts Required
$400
The SU Study Abroad General Scholarship is awarded to students based on their cumulative GPA, application essay, and demonstrated financial need from FAFSA. The study abroad program must be approved by the Janet Dudley-Eshbach Center for International Education. Students must have also applied and been accepted to the study abroad program. Please visit the scholarship's website for more information.
3 days left!
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Smithfield Foundation Scholarship
Due: 5/15/26
|No essay
|No Recommendations Required
|No min. GPA Required
|No Transcripts Required
Varies
The Smithfield Foundation Scholarship is open to full-time students of Christopher Newport University who are dependent children or grandchildren of full-time or retired employees of Smithfield Foods, Inc. or any of its subsidiaries. Priority consideration will be given to students who pursue a course of study in environmental studies or agricultural issues. Please visit the scholarship's website for more information.
3 days left!
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Dwight F. Davis Memorial Scholarship
Due: 5/15/26
|No Transcripts Required
$80,000
The Dwight F. Davis Memorial Scholarship was created by the late Dwight F. Davis, III, grandson of Dwight Filley Davis, and is now generously supported by the Davis family. It is their wish that the recipients maintain contact with them. The scholarship will be awarded for over four years and administered directly to the college or university in which the student is enrolled. The scholarship will be awarded to students who have excelled academically, demonstrated community service and participated in National Junior Tennis and Learning (NJTL) programming. The Student Aid Report (SAR) from the FAFSA must be submitted. Two letters of recommendation are also required. One must be from a teacher or guidance counselor and one must be from a tennis mentor. Please visit the scholarship's website or contact the United States Tennis Association Foundation for more information.
3 days left!
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Dwight Mosley Scholarship Award
Due: 5/15/26
|No Transcripts Required
$80,000
The Dwight Mosley Scholarship Award is available to high school seniors of ethnically diverse heritage who have excelled academically and participated extensively in an organized community tennis program. Applicants must demonstrate sportsmanship on and off the court. The scholarship will be awarded for over four years and administered directly to the college or university in which the student is enrolled. The Student Aid Report (SAR) from the FAFSA must be submitted. Two letters of recommendation are also required. One must be from a teacher or guidance counselor and one must be from a tennis mentor. Please visit the scholarship's website or contact the United States Tennis Association Foundation for more information.
3 days left!
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Coastal Camera Club Scholarship
Due: 5/15/26
|No essay
|No Recommendations Required
|No min. GPA Required
|No Transcripts Required
Varies
The Coastal Camera Club Scholarship is open to students enrolled in the Photo Imaging program at the Owens Campus. Preference is given to students with financial need. Students may visit the scholarship's website or contact the Financial Aid & Scholarships for more information.
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What to know about need-based scholarships
- Need based scholarships help low- or middle-income students afford their education costs.
- Most programs need you to complete official financial aid forms like the Free Application for Federal Student Aid (FAFSA®)
- Many colleges meet 100% of demonstrated financial need.
- Some scholarships are fully funded and cover the full cost of attendance.
- Applying early improves your chances of receiving funding.
Paying for college is a major financial commitment. According to Sallie Mae’s How America Pays for College, scholarships and grants consistently cover a significant share of education costs each year.
Need-based scholarships help students from low- and middle-income families afford tuition, housing, books, and other expenses. If you’re wondering what scholarships are available for students who need financial support, this guide will walk you through your options and next steps.
What are need-based scholarships?
Need-based scholarships are financial awards given to students who demonstrate financial need. Unlike merit-based scholarships, which are about grades or athletics, need-based awards look at your family's income and financial situation, as well as your school's cost of attendance. Your "demonstrated need" will usually be your school’s cost of attendance, minus what your family can pay toward it.
Top need-based scholarships by education level
Below are leading examples of scholarships for need-based students by education level.
High school students
QuestBridge National College Match
The QuestBridge National College Match connects high-achieving, low-income seniors with full four-year scholarships at partner colleges. Awards often cover tuition, housing, meals, and required fees. Many selected students come from households earning around $65,000 or less for a family of four. Applications typically close in late September.
The Gates Scholarship
The Gates Scholarship is a last-dollar award for Pell-eligible high school seniors from low-income backgrounds. It covers the full cost of attendance not already funded by other aid and is renewable through completion of a bachelor’s degree. The application deadline is usually in September.
College students
Cooke Undergraduate Transfer Scholarship
The Cooke Undergraduate Transfer Scholarship supports community college students transferring to four-year institutions. Recipients can receive up to $55,000 per year for up to three years, depending on financial need and institutional aid. Applications usually close in January.
Graduate students
Harvard Business School
At Harvard Business School, need-based scholarships are awarded after admission based on income, assets, and financial background. Awards vary widely, and some students receive full tuition funding to reduce financial barriers.
Columbia Business School
Columbia Business School offers need-based scholarships typically ranging from $10,000 to $30,000 per year. Eligibility is determined by reviewing income, savings, and other financial resources. Awards are often renewed for the second year.
Johns Hopkins Carey Business School GradAid
Johns Hopkins Carey Business School provides GradAid need-based funding that may cover a substantial portion — and in some cases up to the full cost — of attendance. Eligibility requires demonstrated financial need and FAFSA® documentation.
Fully-funded need-based scholarships
Some programs fully fund the cost of attendance, including tuition, housing, and required fees. Examples include the QuestBridge National College Match and the Gates Scholarship, as well as universities that meet 100% of demonstrated financial need. Fully funded awards are usually very competitive.
More need-based aid programs
Federal Pell Grant
The Federal Pell Grant is one of the largest sources of need-based financial aid for undergraduate students in the United States. Award amounts vary annually and do not need to be repaid. Eligibility is determined through the FAFSA® based on income and Student Aid Index.
Federal Supplemental Educational Opportunity Grant (FSEOG)
The Federal Supplemental Educational Opportunity Grant (FSEOG) provides additional funding to undergraduate students with exceptional financial need. Award amounts typically range from $100 to $4,000 per year and are distributed by participating colleges.
CIEE GAIN Travel Grant
The CIEE GAIN Travel Grant offers airfare credits to students with financial need participating in CIEE study abroad programs. Eligibility is based on FAFSA® documentation and Student Aid Index thresholds.
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How financial need is determined
Financial need is calculated using information from the FAFSA® and, in some cases, the CSS Profile. Schools review income, assets, family size, number of students in college, and cost of attendance. Your demonstrated need equals the cost of attendance minus expected family contribution.
How to qualify for need-based scholarships
- Complete the FAFSA® to demonstrate your financial need. For step-by-step help, check our FAFSA® guide.
- Attend or be admitted to an accredited college, university, or career training program.
- Meet residency or citizenship requirements.
- Maintain the minimum required GPA.
- Submit the right documents on time.
How to apply for need-based scholarships
Complete the FAFSA® every year as soon as it becomes available (usually around October 1). Then research scholarships that match your financial profile and education level. Gather tax returns and transcripts in advance, meet deadlines, and apply to multiple programs to improve your chances.
What documents are required for need-based scholarships?
- Completed FAFSA®
- Tax returns
- Proof of income
- Academic transcripts
- Recommendation letters
- Essays
Additional scholarship resources
You're not limited to just one type of scholarship. Look into different scholarship types to find opportunities that fit your interests, background, and goals.
Scholarships by major – Browse scholarships organized by academic field, including visual arts, communications, and media programs.
Scholarships for college students – Find scholarships specifically available to students already enrolled in college programs.
Scholarships for adults – Opportunities for adult learners returning to school or pursuing creative careers.
Scholarships for women – Scholarships designed to support women pursuing higher education across many majors.
LGBTQ+ scholarships – Financial aid opportunities supporting LGBTQ+ students in a variety of academic fields.
STEM scholarships – Some technology-focused scholarships also support digital media and imaging programs.
Scholarships by state – Explore local scholarships from community organizations and regional foundations.
Your next steps
Applying for need-based scholarships is one of the best ways to make your education more affordable. Be sure to complete financial aid forms early and research scholarships for need-based students that fit your goals. Track deadlines carefully and apply broadly. Even smaller awards can meaningfully reduce your education costs.
To look beyond need-based opportunities, explore the $2,000 No Essay Scholarship, browse Scholly Scholarships, or try Scholly Easy Apply Scholarships to apply to several scholarships at once.
Frequently asked questions
What are need-based scholarships?
Need-based scholarships are financial awards given to students based primarily on their financial situation. Schools and organizations review income, assets, family size, and cost of attendance to determine eligibility. These scholarships help reduce or cover education costs for students who demonstrate financial need.
Who qualifies for need-based scholarships?
Students qualify for need-based scholarships if they can demonstrate financial need through required documentation such as tax returns or financial aid forms. Eligibility depends on household income, family size, assets, and the school’s cost of attendance. Each program sets its own criteria.
What income qualifies for need-based scholarships?
There is no fixed income cutoff for need-based scholarships. Qualification depends on total household income, family size, number of family members in college, assets, and the institution’s cost of attendance. Both low-income and some middle-income families may qualify.
Can I receive both merit-based and need-based scholarships?
Yes, students can receive both merit-based and need-based scholarships. Many colleges combine academic awards with need-based financial aid to create a complete financial aid package. Receiving one type of scholarship does not automatically disqualify you from the other.
What documents are required for need-based scholarships?
Most need-based scholarships require financial aid forms (such as the FAFSA®), tax returns, proof of income, and academic transcripts. Some programs may also request recommendation letters or a short essay. Requirements vary by scholarship provider.
How competitive are need-based scholarships?
Need-based scholarship competition varies by program. Federal and state grants are widely available to eligible students, while fully funded private scholarships are more competitive. Applying early and meeting all requirements can improve your chances.
Are there need-based scholarships that don’t require an essay?
Yes, some need-based scholarships do not require an essay. Many government grants and institutional aid programs rely only on financial documentation submitted through official aid forms. Private scholarships are more likely to request essays.
Do I need good grades to receive need-based scholarships?
Some need-based scholarships require students to maintain minimum academic standards, while others focus mainly on financial need. Highly competitive or fully funded programs may consider both financial need and academic performance.
Are need-based scholarships only for low-income families?
Need-based scholarships are primarily designed for low-income students, but some middle-income families may also qualify. Eligibility depends on overall financial circumstances, including income, assets, and the total cost of attendance.
Can international students apply for need-based scholarships?
International students can apply for some need-based scholarships, but availability depends on the institution or organization. Certain universities and private foundations offer need-based financial aid to international applicants.
Do need-based scholarships have to be repaid?
No, need-based scholarships do not have to be repaid. Unlike student loans, scholarships and grants are forms of gift aid. Students must, however, continue to meet eligibility requirements to keep receiving funds.
How often do I need to reapply for need-based aid?
Most colleges require students to reapply for need-based aid each academic year by submitting updated financial information. This ensures the school can reassess financial need based on current circumstances.
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