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Scholarships
Top need-based scholarships: Find free money for students
Your guide to finding scholarships that make grad school affordable.
Need based scholarships
Featured
Apply now
Sallie $2,000 No Essay Scholarship
Due: 6/30/26
$2,000
2 days left!
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Maine Community Foundation, Inc. Long-term Scholarship Award
Due: 6/15/26
|No essay
|No min. GPA Required
$2,500
This scholarship is for Maine's nontraditional students who want to change their life for the better through education and training. The scholarship supports a range of training, including attending two- and four-year colleges and universities, completing a certificate and other non-degree programs, or attempting a self-directed learning experience with a clear goal. The Maine Community Foundation, Inc. Long-term Scholarship Award will last more than a full semester. At the end of the program the applicant will have a one- or two-year certificate or a two- or four-year degree. Graduate study is not supported by this scholarship. Deadlines are June 15 and November 15. Beginning in 2024, recipients may apply for renewal for a maximum of 5 years or 10 semesters of scholarship support. Current recipients who have already reached this maximum will be offered a grace period of one year (up to two semesters). The committee has a preference for applicants who have not previously attained a Bachelor's degree. Please visit the scholarship's website or contact the Maine Community Foundation, Inc. for more information.
2 days left!
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Roberto Reyes Memorial Scholarship
Due: 6/15/26
|No essay
|No Recommendations Required
|No min. GPA Required
|No Transcripts Required
$2,000
The Roberto Reyes Memorial Scholarship was established to honor Roberto Reyes, a former student of Piner High School. Applicants must be graduating seniors of Piner High School in Sonoma County, California. Please visit the scholarship's website or contact the Greater Kansas City Community Foundation for more information.
2 days left!
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WLA Library Education Scholarship
Due: 6/15/26
|No essay
|No Recommendations Required
|No min. GPA Required
|No Transcripts Required
$1,400
The WLA Library Education Scholarship is available to librarians who are admitted to a master's degree program in library and information science or in library media at a Wisconsin school during the coming academic year beginning with the fall term. Applicants will be evaluated on the basis of experience and background in library and library-related work; career plans in the library profession; need and desire for the scholarship; and past academic performance. Affirmative action and equal opportunity principles will be applied. Racial or ethnic minorities, women and disabled persons are encouraged to apply and may identify themselves as such if they wish. Applicants must submit a completed application form. If any information requested cannot be submitted via the online form, please submit them through mail. Please visit the scholarship's website or contact the Wisconsin Library Association for more information.
2 days left!
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Third Marine Division Association Memorial Scholarship Fund
Due: 6/15/26
|No Recommendations Required
$2,500
The Third Marine Division Association Memorial Scholarship will be awarded to qualified students who have consistently demonstrated excellence in colleges and universities across the United States. The mission in 1969 was to provide assistance to dependents of Third Marine Division members who lost their lives in Vietnam or whose post service death had been certified by the Department of Veterans Affairs to be the result of hostile enemy action or other disabilities incurred. Applicants may either be (1) a child, grandchild, great-grandchild or legal dependent of any personnel who lost their lives as a result of hostile enemy action while a member of or attached to a unit of the Third Marine Division in "Military Operations"; (2) a child, grandchild, great-grandchild or legal dependent of any honorably discharged personnel deceased or retired having been a member of or attached to a unit of the Third Marine Division in Military Operations whose post service death has been certified by the Department of Veterans Affairs to have been the result of hostile enemy action or other disabilities incurred and were not the result of any misconduct by the veteran; or (3) a child, grandchild, great-grandchild or legal dependent of a deceased member of the Association or the spouse of such member, provided the deceased member had held Association membership for a period of at least two consecutive years immediately prior to his or her death; (4) child, grandchild, great-grandchild or legal dependent of a living member (sponsor) of the Association, provided the sponsoring member has held Association membership for a period of at least two consecutive years immediately prior to the date of the eligible applicant's first application for assistance; or (5) any personnel who has been recently honorably discharged having been a member of or attached to a unit of the Third Marine Division provided the person has held Association membership for a period of at least two consecutive years immediately prior to the date of the first application, be current on all annual dues payments and who continues his or her membership for the entire period of their financial assistance. Scholarships may be awarded for any approved course of study in an accredited college or university, or for any approved course of study in an accredited and approved post-high school trade school institution. Applicants must be enrolled in each semester for not less than 12 credit hours. Awards will not be given in excess of four years of undergraduate study with some exceptions. Applications may be submitted through mail or email. Please visit the scholarship's website for more information.
2 days left!
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WLA Sally Davis Scholarship
Due: 6/15/26
|No essay
|No Recommendations Required
|No min. GPA Required
|No Transcripts Required
$1,350
The WLA Sally Davis Scholarship is available to librarians who are admitted to a master's degree program at the University of Wisconsin-Madison School of Library and Information Studies during the coming academic year beginning with the fall term. Applicants will be evaluated on the basis of experience and background in library and library related work; career plans in the library profession; need and desire for the scholarship; and past academic performance. Affirmative action and equal opportunity principles will be applied. Racial or ethnic minorities, women and disabled persons are encouraged to apply and may identify themselves as such if they wish. Applicants must submit a completed application form. If any information requested cannot be provided via the online submission form, please submit them through mail. Please visit the scholarship's website or contact the Wisconsin Library Association for more information.
2 days left!
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Phyllis Ames Cox Fund
Due: 6/15/26
|No min. GPA Required
Varies
The Phyllis Ames Cox Fund is one of the scholarships established by the Brooksville Education Foundation in order to expand educational opportunities available to the people of Brooksville, Maine. Students who are Brooksville residents taking their education beyond high school and could use financial aid are encouraged to apply for a scholarship. If living elsewhere for work or school, a student will continue to be considered a resident up to the age of 26, if they have family still living full time in Brooksville. Applicants must have been admitted to or be enrolled in an accredited post-secondary education program leading to an associate's, bachelor's, or graduate degree, or occupational certificate or license. If funds were insufficient to award full scholarships to all applicants in a given year, preference will be given to returning undergraduate students or those pursuing occupational certificates or licenses, then to new undergraduates, and finally to graduate candidates. There is no age limit for Brooksville residents. Adults returning to school or changing careers, as well as recent high school graduates, are encouraged to apply. Two recommendations must be submitted. Please visit the scholarship's website or contact the Brooksville Education Foundation for more information.
2 days left!
Apply now
Isabel Grindle Condon Fund
Due: 6/15/26
|No min. GPA Required
Varies
The Isabel Grindle Condon Fund is one of the scholarships established by the Brooksville Education Foundation in order to expand educational opportunities available to the people of Brooksville, Maine. Students who are Brooksville residents taking their education beyond high school and could use financial aid are encouraged to apply for a scholarship. If living elsewhere for work or school, a student will continue to be considered a resident up to the age of 26, if they have family still living full time in Brooksville. Applicants must have been admitted to or be enrolled in an accredited post-secondary education program leading to an associate's, bachelor's, or graduate degree, or occupational certificate or license. If funds were insufficient to award full scholarships to all applicants in a given year, preference will be given to returning undergraduate students or those pursuing occupational certificates or licenses, then to new undergraduates, and finally to graduate candidates. There is no age limit for Brooksville residents. Adults returning to school or changing careers, as well as recent high school graduates, are encouraged to apply. Two recommendations must be submitted. Please visit the scholarship's website or contact the Brooksville Education Foundation for more information.
2 days left!
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Michael McMillen, Jr. Fund
Due: 6/15/26
|No min. GPA Required
Varies
The Michael McMillen, Jr. Fund is one of the scholarships established by the Brooksville Education Foundation in order to expand educational opportunities available to the people of Brooksville, Maine. Students who are Brooksville residents taking their education beyond high school and could use financial aid are encouraged to apply for a scholarship. If living elsewhere for work or school, a student will continue to be considered a resident up to the age of 26, if they have family still living full time in Brooksville. Applicants must have been admitted to or be enrolled in an accredited post-secondary education program leading to an associate's, bachelor's, or graduate degree, or occupational certificate or license. If funds were insufficient to award full scholarships to all applicants in a given year, preference will be given to returning undergraduate students or those pursuing occupational certificates or licenses, then to new undergraduates, and finally to graduate candidates. There is no age limit for Brooksville residents. Adults returning to school or changing careers, as well as recent high school graduates, are encouraged to apply. Two recommendations must be submitted. Please visit the scholarship's website or contact the Brooksville Education Foundation for more information.
2 days left!
Apply now
Faye Austin Cosentino Fund
Due: 6/15/26
|No min. GPA Required
Varies
The Faye Austin Cosentino Fund is one of the scholarships established by the Brooksville Education Foundation in order to expand educational opportunities available to the people of Brooksville, Maine. Students who are Brooksville residents taking their education beyond high school and could use financial aid are encouraged to apply for a scholarship. If living elsewhere for work or school, a student will continue to be considered a resident up to the age of 26, if they have family still living full time in Brooksville. Applicants must have been admitted to or be enrolled in an accredited post-secondary education program leading to an associate's, bachelor's, or graduate degree, or occupational certificate or license. If funds were insufficient to award full scholarships to all applicants in a given year, preference will be given to returning undergraduate students or those pursuing occupational certificates or licenses, then to new undergraduates, and finally to graduate candidates. There is no age limit for Brooksville residents. Adults returning to school or changing careers, as well as recent high school graduates, are encouraged to apply. Two recommendations must be submitted. Please visit the scholarship's website or contact the Brooksville Education Foundation for more information.
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What to know about need-based scholarships
- Need based scholarships help low- or middle-income students afford their education costs.
- Most programs need you to complete official financial aid forms like the Free Application for Federal Student Aid (FAFSA®)
- Many colleges meet 100% of demonstrated financial need.
- Some scholarships are fully funded and cover the full cost of attendance.
- Applying early improves your chances of receiving funding.
Paying for college is a major financial commitment. According to Sallie Mae’s How America Pays for College, scholarships and grants consistently cover a significant share of education costs each year.
Need-based scholarships help students from low- and middle-income families afford tuition, housing, books, and other expenses. If you’re wondering what scholarships are available for students who need financial support, this guide will walk you through your options and next steps.
What are need-based scholarships?
Need-based scholarships are financial awards given to students who demonstrate financial need. Unlike merit-based scholarships, which are about grades or athletics, need-based awards look at your family's income and financial situation, as well as your school's cost of attendance. Your "demonstrated need" will usually be your school’s cost of attendance, minus what your family can pay toward it.
Top need-based scholarships by education level
Below are leading examples of scholarships for need-based students by education level.
High school students
QuestBridge National College Match
The QuestBridge National College Match connects high-achieving, low-income seniors with full four-year scholarships at partner colleges. Awards often cover tuition, housing, meals, and required fees. Many selected students come from households earning around $65,000 or less for a family of four. Applications typically close in late September.
The Gates Scholarship
The Gates Scholarship is a last-dollar award for Pell-eligible high school seniors from low-income backgrounds. It covers the full cost of attendance not already funded by other aid and is renewable through completion of a bachelor’s degree. The application deadline is usually in September.
College students
Cooke Undergraduate Transfer Scholarship
The Cooke Undergraduate Transfer Scholarship supports community college students transferring to four-year institutions. Recipients can receive up to $55,000 per year for up to three years, depending on financial need and institutional aid. Applications usually close in January.
Graduate students
Harvard Business School
At Harvard Business School, need-based scholarships are awarded after admission based on income, assets, and financial background. Awards vary widely, and some students receive full tuition funding to reduce financial barriers.
Columbia Business School
Columbia Business School offers need-based scholarships typically ranging from $10,000 to $30,000 per year. Eligibility is determined by reviewing income, savings, and other financial resources. Awards are often renewed for the second year.
Johns Hopkins Carey Business School GradAid
Johns Hopkins Carey Business School provides GradAid need-based funding that may cover a substantial portion — and in some cases up to the full cost — of attendance. Eligibility requires demonstrated financial need and FAFSA® documentation.
Fully-funded need-based scholarships
Some programs fully fund the cost of attendance, including tuition, housing, and required fees. Examples include the QuestBridge National College Match and the Gates Scholarship, as well as universities that meet 100% of demonstrated financial need. Fully funded awards are usually very competitive.
More need-based aid programs
Federal Pell Grant
The Federal Pell Grant is one of the largest sources of need-based financial aid for undergraduate students in the United States. Award amounts vary annually and do not need to be repaid. Eligibility is determined through the FAFSA® based on income and Student Aid Index.
Federal Supplemental Educational Opportunity Grant (FSEOG)
The Federal Supplemental Educational Opportunity Grant (FSEOG) provides additional funding to undergraduate students with exceptional financial need. Award amounts typically range from $100 to $4,000 per year and are distributed by participating colleges.
CIEE GAIN Travel Grant
The CIEE GAIN Travel Grant offers airfare credits to students with financial need participating in CIEE study abroad programs. Eligibility is based on FAFSA® documentation and Student Aid Index thresholds.
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How financial need is determined
Financial need is calculated using information from the FAFSA® and, in some cases, the CSS Profile. Schools review income, assets, family size, number of students in college, and cost of attendance. Your demonstrated need equals the cost of attendance minus expected family contribution.
How to qualify for need-based scholarships
- Complete the FAFSA® to demonstrate your financial need. For step-by-step help, check our FAFSA® guide.
- Attend or be admitted to an accredited college, university, or career training program.
- Meet residency or citizenship requirements.
- Maintain the minimum required GPA.
- Submit the right documents on time.
How to apply for need-based scholarships
Complete the FAFSA® every year as soon as it becomes available (usually around October 1). Then research scholarships that match your financial profile and education level. Gather tax returns and transcripts in advance, meet deadlines, and apply to multiple programs to improve your chances.
What documents are required for need-based scholarships?
- Completed FAFSA®
- Tax returns
- Proof of income
- Academic transcripts
- Recommendation letters
- Essays
Additional scholarship resources
You're not limited to just one type of scholarship. Look into different scholarship types to find opportunities that fit your interests, background, and goals.
Scholarships by major – Browse scholarships organized by academic field, including visual arts, communications, and media programs.
Scholarships for college students – Find scholarships specifically available to students already enrolled in college programs.
Scholarships for adults – Opportunities for adult learners returning to school or pursuing creative careers.
Scholarships for women – Scholarships designed to support women pursuing higher education across many majors.
LGBTQ+ scholarships – Financial aid opportunities supporting LGBTQ+ students in a variety of academic fields.
STEM scholarships – Some technology-focused scholarships also support digital media and imaging programs.
Scholarships by state – Explore local scholarships from community organizations and regional foundations.
Your next steps
Applying for need-based scholarships is one of the best ways to make your education more affordable. Be sure to complete financial aid forms early and research scholarships for need-based students that fit your goals. Track deadlines carefully and apply broadly. Even smaller awards can meaningfully reduce your education costs.
To look beyond need-based opportunities, explore the $2,000 No Essay Scholarship, browse Scholly Scholarships, or try Scholly Easy Apply Scholarships to apply to several scholarships at once.
Frequently asked questions
What are need-based scholarships?
Need-based scholarships are financial awards given to students based primarily on their financial situation. Schools and organizations review income, assets, family size, and cost of attendance to determine eligibility. These scholarships help reduce or cover education costs for students who demonstrate financial need.
Who qualifies for need-based scholarships?
Students qualify for need-based scholarships if they can demonstrate financial need through required documentation such as tax returns or financial aid forms. Eligibility depends on household income, family size, assets, and the school’s cost of attendance. Each program sets its own criteria.
What income qualifies for need-based scholarships?
There is no fixed income cutoff for need-based scholarships. Qualification depends on total household income, family size, number of family members in college, assets, and the institution’s cost of attendance. Both low-income and some middle-income families may qualify.
Can I receive both merit-based and need-based scholarships?
Yes, students can receive both merit-based and need-based scholarships. Many colleges combine academic awards with need-based financial aid to create a complete financial aid package. Receiving one type of scholarship does not automatically disqualify you from the other.
What documents are required for need-based scholarships?
Most need-based scholarships require financial aid forms (such as the FAFSA®), tax returns, proof of income, and academic transcripts. Some programs may also request recommendation letters or a short essay. Requirements vary by scholarship provider.
How competitive are need-based scholarships?
Need-based scholarship competition varies by program. Federal and state grants are widely available to eligible students, while fully funded private scholarships are more competitive. Applying early and meeting all requirements can improve your chances.
Are there need-based scholarships that don’t require an essay?
Yes, some need-based scholarships do not require an essay. Many government grants and institutional aid programs rely only on financial documentation submitted through official aid forms. Private scholarships are more likely to request essays.
Do I need good grades to receive need-based scholarships?
Some need-based scholarships require students to maintain minimum academic standards, while others focus mainly on financial need. Highly competitive or fully funded programs may consider both financial need and academic performance.
Are need-based scholarships only for low-income families?
Need-based scholarships are primarily designed for low-income students, but some middle-income families may also qualify. Eligibility depends on overall financial circumstances, including income, assets, and the total cost of attendance.
Can international students apply for need-based scholarships?
International students can apply for some need-based scholarships, but availability depends on the institution or organization. Certain universities and private foundations offer need-based financial aid to international applicants.
Do need-based scholarships have to be repaid?
No, need-based scholarships do not have to be repaid. Unlike student loans, scholarships and grants are forms of gift aid. Students must, however, continue to meet eligibility requirements to keep receiving funds.
How often do I need to reapply for need-based aid?
Most colleges require students to reapply for need-based aid each academic year by submitting updated financial information. This ensures the school can reassess financial need based on current circumstances.
Need more money for college?
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More resources to explore

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Learn when and how to apply for the FAFSA® (Free Application for Federal Student Aid) to maximize your chances of getting federal student financial aid. Get tips now.
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