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Key takeaways about USC scholarships

  • USC offers highly competitive Merit Scholarships based on academic excellence, leadership, service, and talent. Awards range from a few thousand dollars up to full tuition.
  • USC currently offers a $20,000-per-year scholarship to eligible admitted National Merit Finalists who designate USC as their first-choice institution.
  • Students seeking need-based financial aid generally need to submit the FAFSA® and CSS Profile by USC's deadlines.
  • USC students may find additional scholarship opportunities through academic departments, campus offices, alumni groups, and other university-affiliated organizations.
  • Private scholarships can supplement USC financial aid and may help reduce what students need to borrow or pay out of pocket.

USC scholarships: Where to start

If you're looking at USC's price tag and wondering how students actually afford it, you're definitely not alone. Tuition is only part of the picture—housing, meals, books, transportation, and everyday expenses can add up too.

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The good news is that scholarships and financial aid can make a meaningful difference. Research from Sallie’s “How America Pays for College 2026” found that 61% of families used scholarships to help pay for college, with an average of $8,291 received among scholarship users.

USC students may be able to combine university scholarships, need-based grants, federal aid, work opportunities, and private scholarships to help reduce college costs. This guide explains how USC scholarships work, where outside scholarships fit in, and how to build a practical funding strategy.

Is USC expensive?

USC is a private university, so paying for it can be a major consideration for students and families. However, USC reports that approximately two-thirds of undergraduates receive some form of financial aid.

Instead of focusing only on the published price, consider your estimated net cost after scholarships, grants, and other financial aid.

How much does USC cost?

What you pay to attend USC can depend on factors such as your program, housing choices, personal expenses, and financial aid. That means the published price may be very different from your actual cost after scholarships and financial aid.

To explore estimated costs, financial aid information, admissions information, and other details about attending USC, visit the University of Southern California's profile on Scout College Search. It's a helpful starting point for comparing costs and planning how you'll pay for college.

Does USC offer scholarships?

USC says its merit scholarships range from a few thousand dollars up to full tuition. These awards are highly competitive, so students should also explore need-based aid, departmental scholarships, donor-funded awards, and private scholarships.

What about full-tuition scholarships?

Yes. USC says its Merit Scholarships range from a few thousand dollars up to full tuition. These scholarships are highly competitive and are awarded based on academic excellence, leadership, service, and talent

USC Merit Scholarships explained

USC Merit Scholarships are administered through the Office of Admission and range from a few thousand dollars up to full tuition. USC awards them based on academic excellence, leadership, service, and talent, and describes the competition for these scholarships as highly competitive.

USC reports that more than 1,000 admitted students received merit scholarships of $10,000 per year or more last year. Students don't need to submit a need-based financial aid application to be considered for a merit scholarship offered by the Office of Admission.

USC also currently awards a $20,000-per-year scholarship to students who are admitted to USC, named National Merit Finalists, and list USC as their first-choice institution with the National Merit Scholarship Corporation.

Application deadlines for USC Merit Scholarships are available through USC's Dates and Deadlines information.

National Merit Scholarship

USC also offers scholarship funding for eligible admitted students who are named National Merit Finalists and designate USC as their first-choice institution with the National Merit Scholarship Corporation. Students should review USC's current merit scholarship information for the latest details about the award and requirements.

Other USC scholarship opportunities

Some USC scholarships are administered outside the Office of Admission, including scholarships from campus offices and alumni groups. These opportunities generally require a separate application and may have their own deadlines and eligibility requirements.

USC says most available scholarships are listed through Scholarship Universe, a scholarship matching tool for students. Some departmental scholarships and other opportunities are posted separately on individual websites.

Research from “How America Pays for College 2026” found that 67% of families who didn’t use scholarships said the student never applied. Exploring opportunities beyond USC's best-known scholarships may uncover additional funding that can be combined through scholarship stacking.

USC financial aid explained

Scholarships are only one part of paying for USC. Many students use a combination of scholarships, grants, work-study, student employment, family contributions, and student loans.

Aid type Repayment required? Usually based on
USC merit scholarships No Academic excellence, leadership, service, talent, or other qualifications
USC need-based grants No Financial need
Federal Pell Grant No Financial need
Cal Grant No California residency and eligibility
Federal Work-Study No Financial need and employment
Private scholarships No Varies by scholarship
Federal student loans Yes Federal eligibility
Private student loans     Yes     Creditworthiness

Students seeking need-based aid generally need to submit the Free Application for Federal Student Aid (FAFSA®) and CSS Profile. Undocumented and DACA students should review USC's current financial aid instructions to determine whether the California Dream Act Application applies to them.

How do outside scholarships affect USC financial aid?

Outside scholarships may change the mix of aid in a student's financial aid package. USC notes that most scholarships replace some type of financial aid in the student's aid summary.

If you receive an outside scholarship, report it to USC and review your updated financial aid information so you understand how the award affects your package.

Private scholarships for USC students

One of the biggest scholarship mistakes students make is assuming USC scholarships are the only option. Private scholarships can come from community foundations, employers, nonprofits, professional associations, local organizations, and scholarship platforms.

Private scholarships can help cover tuition, housing, books, fees, and other education-related expenses, depending on each award's rules.

California scholarships

Students can explore California-based scholarships from local foundations, civic organizations, employers, and state programs. Local scholarships may be worth adding to your search alongside larger national awards.

Film, media, and arts scholarships

Students pursuing film, media, performing arts, communication, journalism, and creative fields can look for scholarships connected to their major, portfolio, creative work, or career goals.

STEM and engineering scholarships

Students studying engineering, computer science, data science, health sciences, math, or other technical fields can explore STEM scholarships, engineering scholarships, and career-related awards.

First-generation scholarships

First-generation college students can also look for scholarships designed to support students who are among the first in their families to attend college.

Tools like Scholly® Scholarships can help students find private scholarships based on their background, interests, major, and goals.

Scholarships for USC transfer students

Transfer students can still find scholarship opportunities at USC. While some major merit scholarships are associated with the first-year admission process, transfer students can explore departmental, campus, alumni-group, and private scholarships, including opportunities listed through Scholarship Universe.

Students seeking need-based aid should follow USC's current transfer financial aid instructions and submit the FAFSA® and other required forms by the applicable deadlines.

Scholarships for international students at USC

International undergraduate students aren't eligible for federal or USC need-based financial aid, but USC says they may be awarded merit scholarships and other departmental awards. International applicants who apply by the appropriate deadline are eligible to be considered for USC Merit Scholarships.

Because need-based aid is limited for international students, they can also explore private scholarships and other external funding opportunities. USC's international student financial aid information provides current guidance on available funding options.

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How to apply for USC scholarships

Scholarship applications are easier when you start with a simple plan. Begin with USC's deadlines, then build your outside scholarship search around your major, background, location, and goals.

1. Meet USC admission deadlines

Some USC merit scholarships are connected to the admission process. Review USC's current scholarship and admission deadlines so you know when your application needs to be submitted.

2. Submit the FAFSA® and CSS Profile if applying for need-based aid

Students applying for need-based financial aid generally need to submit both the FAFSA® and CSS Profile. Check USC's current financial aid application instructions and respond promptly if additional documents are requested.For help with the FAFSA®, see our step-by-step FAFSA® guide.

3. Apply for California aid if eligible

California students should review current state aid requirements and deadlines to determine whether they may qualify for programs such as the Cal Grant.

4. Search for private scholarships

Tools like Scholly® Scholarships can help you find opportunities based on your major, hometown, background, interests, career goals, and personal experiences.

5. Prepare reusable application materials

Many scholarships ask similar questions about leadership, service, goals, challenges, and accomplishments. Save your essays, resume, recommendation notes, and short answers so you can adapt them quickly.

6. Keep applying throughout college

Scholarship opportunities are not limited to high school seniors. Current USC students, transfer students, and graduate students can continue applying for funding each year.

Tips to increase your scholarship chances

Scholarships can be competitive, but your strategy can make the process more manageable..

Apply to a mix of scholarship types

Don't only chase the largest national awards. Build a mix that includes USC scholarships, local scholarships, California scholarships, major-specific awards, donor-funded awards, and private scholarships.

Don't rule yourself out too early

Many students assume scholarships are only for perfect-GPA students. Sallie’s research in “How America Pays for College 2026” shows that nearly half of families (48%) believe scholarships are only for top students, even though many awards consider leadership, service, interests, work experience, and career goals.

Use your USC story

If you're applying to USC or already enrolled, connect your scholarship materials to your goals. Strong applications often explain what you want to study, why it matters, and how funding could help you make the most of your education.

Stay organized

Create a tracker with scholarship names, deadlines, award amounts, required essays, recommendation needs, and application status. This helps you avoid missed deadlines and duplicate work.

Can scholarships reduce student loan borrowing?

Yes. Scholarships can help reduce the amount students and families need to cover through savings, income, payment plans, or student loans. Because scholarships typically don't need to be repaid, every scholarship dollar can help lower your overall college costs.

Scholarship stacking can help lower costs

Scholarship stacking means combining awards from multiple sources instead of relying on one scholarship.

Example scholarship type Example award amount
Local scholarship $1,000
Private scholarship $2,500
Departmental scholarship $1,500
Total example scholarship funding $5,000
Potential impact Up to $5,000 less to borrow or pay out of pocket

A few smaller awards may not seem huge individually, but together they can make a meaningful difference.

These amounts are only an example and don't represent typical USC scholarship awards. The point is that several smaller scholarships can add up and help lower what you need to cover another way.

Scholarships for graduate students at USC

Graduate funding varies by program. USC graduate students may find support through fellowships, teaching or research assistantships, departmental funding, and private graduate student scholarships.

Save time with Sallie scholarship resources

Finding legit scholarships can take time. Scholarship matching tools such as Scholly® Scholarships can help simplify the process by surfacing opportunities that align with your background, interests, and goals.

Simplified applications can also help you keep momentum. Scholly® Easy Apply Scholarships lets you apply to multiple scholarships with one quick application. You can also enter Sallie's $2,000 No Essay Scholarship in 2 minutes or less, and grad students can apply to Sallie's $5,000 Grad No Essay Scholarship.

Additional scholarship resources 

These resources can help you find opportunities based on your major, background, education level, and personal experiences.

Your next steps

You don't need to win one massive scholarship for scholarships to make a difference.

Start with USC's scholarship and financial aid resources, then expand your search to California scholarships, major-specific awards, local opportunities, and private scholarships using tools like and tools like Scholly® Scholarships. Keep applying throughout college instead of treating scholarship searching as a one-time task.

 

FAQs about USC scholarships

Does USC offer full ride scholarships?

USC says its Merit Scholarships range from a few thousand dollars up to full tuition. A full-tuition scholarship isn't the same as a full ride covering all education and living expenses, so students should also explore need-based aid and private scholarships. Learn more about USC Merit Scholarships.

Is USC expensive?

USC is a private university, so cost can be a significant consideration. However, approximately two-thirds of USC undergraduates receive some form of financial aid, and your actual cost may be lower after scholarships, grants, and other aid. You can explore estimated costs and financial aid information on the University of Southern California's Scout College Search profile.

Does USC give merit scholarships?

Yes. USC awards Merit Scholarships based on academic excellence, leadership, service, and talent. USC says these highly competitive awards range from a few thousand dollars up to full tuition. Review USC's current merit scholarship information for details.

How hard is it to get a USC merit scholarship?

USC describes its Merit Scholarships as highly competitive. Awards are based on academic excellence, leadership, service, and talent. USC reports that more than 1,000 admitted students received merit scholarships of $10,000 per year or more last year.

What GPA do I need for USC scholarships?

USC doesn't list one GPA that guarantees a Merit Scholarship. Instead, USC says these scholarships are awarded based on academic excellence, leadership, service, and talent

Are USC scholarships need-based or merit-based?

USC offers Merit Scholarships as well as need-based financial aid. The two have separate application processes, and students don't need to submit a need-based financial aid application to be considered for a Merit Scholarship offered by the Office of Admission.

Can transfer students get scholarships at USC?

Yes. Transfer students can explore USC scholarship opportunities as well as departmental, campus, alumni-group, and private scholarships. Students should review USC's current scholarship information and Scholarship Universe for available opportunities.

Does USC offer scholarships for international students?

Yes. International undergraduate applicants may be considered for USC Merit Scholarships and other departmental awards, but they aren't eligible for federal or USC need-based financial aid.

What is USC Scholarship Universe?

USC Scholarship Universe is a scholarship matching tool that helps applicants and current students find scholarship opportunities. USC says most available scholarships are listed through Scholarship Universe, although some departments and organizations post opportunities separately.

What scholarships are available for USC film students?

It depends on the scholarship. Some awards can be used toward education-related expenses beyond tuition, while others have specific restrictions. Review each scholarship's current terms to understand how the funds can be used.

Can scholarships cover housing at USC?

It depends on the scholarship. Some awards can be used toward education-related expenses beyond tuition, while others have specific restrictions. Review each scholarship's current terms to understand how the funds can be used.

What is the best scholarship search tool for USC students?

There isn't one tool that's best for every student. USC students can use USC Scholarship Universe for USC-related opportunities and Scholly® Scholarships to expand their search for private scholarships.

Need more money for college?

Private student loans can help you cover additional eligible school-certified expenses.

SLM Education Services, LLC does not provide, and these materials are not meant to convey, financial, tax, or legal advice. Consult your own financial advisor, tax advisor, or attorney about your specific circumstances.

The school referenced on this page is not affiliated with Sallie Mae and does not endorse Sallie Mae loans.

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